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RATIOPLOTTER.EU

Terms of Service & Disclaimer

Last Updated: 04/05/2026

Important Notice

ratioplotter.eu does not provide investment advice. All data and charts are for informational purposes only.

1. Acceptance of Terms

By accessing ratioplotter.eu and our other domain plottingtools.com ("the Websites"), you agree to be bound by these Terms of Service. The Websites are owned and operated by Plotting Tools, a registered eenmanszaak in the Netherlands. If you do not agree to these terms, please do not use this website.

2. No Financial Advice (Disclaimer)

The content provided on ratioplotter.eu involves financial data, information, explanations, and charts. This information is for educational and informational purposes only and does not constitute a recommendation to buy, sell, or hold any security or financial product.

  • Not Professional Advice: Plotting Tools is not a financial advisor, broker, or registered investment advisor. Nothing on this website constitutes financial, investment, legal, or tax advice.
  • Do Your Own Research: You should not make any financial decisions based solely on the information presented here. Financial markets are volatile and carry a high degree of risk. Always consult with a qualified professional before making investment decisions.

3. Data Latency and Accuracy

ratioplotter.eu relies on third-party data feeds for prices, ratios, and financial metrics.

  • Data Latency: You acknowledge that the data provided on the Websites may be delayed (by up to several days in the worst cases) and is not real-time. It should not be used for high-frequency trading or immediate execution decisions.
  • No Warranties on Data: We make no claims regarding the accuracy, reliability, or completeness of the data. Tickers, prices, and calculated ratios may contain errors, omissions, or technical glitches.

4. Disclaimer of Warranties ("As-Is")

To the fullest extent permitted by law, the websites, their content, and their data are provided on an "as is" and "as available" basis, without any warranties of any kind.

5. Limitation of Liability

To the fullest extent permitted by law, Plotting Tools shall not be liable for any damages, losses, or expenses (including direct, indirect, incidental, punitive, or consequential losses) arising from:

  • Your use of the websites or inability to use the website.
  • Any financial losses, trading losses, or lost profits incurred as a result of relying on information found on this site.
  • Errors, mistakes, latency, or inaccuracies of content/data.

Limited Liability Cap: Notwithstanding the foregoing, the total aggregate liability of Plotting Tools to you for any direct financial damages proven to result directly from a defect in our tools or services shall not exceed the total amount paid by you to us for the Services (including any donations or subscription fees). You expressly agree that this is a reasonable and material term of these Terms, and you waive any right to seek recovery beyond this amount.

You use this website and its data entirely at your own risk.

6. Subscriptions and Payments

We use third-party platforms, such as Buy Me a Coffee and Merchants of Record, to process voluntary donations and subscription fees for our services.

  • Third-Party Terms: When you make a transaction, your payment is processed securely by these providers, and you are also subject to their respective terms of service.
  • Access License: Payment for a subscription grants you a non-exclusive, non-transferable license to access premium plotting tools and data visualizations. It does not grant ownership of the underlying data or the statistics generated by the system.
  • Refund Policy: Donations are voluntary and non-refundable. Subscriptions may be cancelled at any time, but partial refunds for remaining periods are not provided unless mandated by Dutch consumer law.

7. Proprietary Information and Data Ownership

Plotting Tools retains all intellectual property rights to the Website, its proprietary algorithms, and the results of computations performed using our integrated data feeds (e.g., statistics, correlations, and $R^2$ values).

  • Warehousing Rights: We reserve the right to warehouse, aggregate, and commercialize all statistical outputs generated through the use of public or paid ticker data available on the platform.
  • No Exclusivity: Users do not have exclusive rights to the statistics generated during their sessions. We may share, sell, or redistribute these calculated metrics to other users or third parties.

8. User-Uploaded Data and "Mixed" Computations

For users who upload their own data sets for custom analysis, the following protections apply:

  • Ownership of Uploaded Data: You retain full ownership of any data you upload to your private storage folder. Plotting Tools does not use, share, or claim ownership of your uploaded data.
  • Encrypted Storage: Your data is stored in an access-controlled encrypted cloud storage environment (Amazon S3) to ensure its privacy and security.
  • Mixed Computation Privacy: If a plot or calculation involves only user-uploaded data, or a mix of user-uploaded data and Websites-provided data, the results (including derived statistics) are temporarily cached only for your convenience and are not shared with other users in the platform, unless you explicitly provide a command to share them with your own defined list of users or user groups. Your uploaded data and its derivative plots and statistics remain private to you and to those users with whom you shared them.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the websites signifies your acceptance of the updated terms.

10. Contact & Company Details

ratioplotter.eu is operated by Plotting Tools.

For any legal concerns or questions regarding these terms, please contact us via email:

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